HHS poverty guidelines · Effective January 13, 2026
Federal Poverty Level 2026: FPL Chart by Household Size (100%–400%)
The federal poverty level is the baseline every Medicaid, CHIP, SNAP and Marketplace income limit is built on. HHS sets one figure for a single person and a fixed increment per additional household member. Medicaid expansion uses 138%, CHIP commonly 200–300%, and Marketplace subsidies phase out at 400%.
48 contiguous states & DC — 2026
| Household | 100% | 133% | 138% | 150% | 185% | 200% | 250% | 300% | 400% |
|---|---|---|---|---|---|---|---|---|---|
| 1 | $15,960 | $21,227 | $22,025 | $23,940 | $29,526 | $31,920 | $39,900 | $47,880 | $63,840 |
| 2 | $21,640 | $28,781 | $29,863 | $32,460 | $40,034 | $43,280 | $54,100 | $64,920 | $86,560 |
| 3 | $27,320 | $36,336 | $37,702 | $40,980 | $50,542 | $54,640 | $68,300 | $81,960 | $109,280 |
| 4 | $33,000 | $43,890 | $45,540 | $49,500 | $61,050 | $66,000 | $82,500 | $99,000 | $132,000 |
| 5 | $38,680 | $51,444 | $53,378 | $58,020 | $71,558 | $77,360 | $96,700 | $116,040 | $154,720 |
| 6 | $44,360 | $58,999 | $61,217 | $66,540 | $82,066 | $88,720 | $110,900 | $133,080 | $177,440 |
| 7 | $50,040 | $66,553 | $69,055 | $75,060 | $92,574 | $100,080 | $125,100 | $150,120 | $200,160 |
| 8 | $55,720 | $74,108 | $76,894 | $83,580 | $103,082 | $111,440 | $139,300 | $167,160 | $222,880 |
Each additional person: $5,680 per year at 100%. Monthly = annual ÷ 12.
| Household | 100% | 133% | 138% | 150% | 185% | 200% | 250% | 300% | 400% |
|---|---|---|---|---|---|---|---|---|---|
| 1 | $1,330 | $1,769 | $1,835 | $1,995 | $2,461 | $2,660 | $3,325 | $3,990 | $5,320 |
| 2 | $1,803 | $2,398 | $2,489 | $2,705 | $3,336 | $3,607 | $4,508 | $5,410 | $7,213 |
| 3 | $2,277 | $3,028 | $3,142 | $3,415 | $4,212 | $4,553 | $5,692 | $6,830 | $9,107 |
| 4 | $2,750 | $3,658 | $3,795 | $4,125 | $5,088 | $5,500 | $6,875 | $8,250 | $11,000 |
| 5 | $3,223 | $4,287 | $4,448 | $4,835 | $5,963 | $6,447 | $8,058 | $9,670 | $12,893 |
| 6 | $3,697 | $4,917 | $5,101 | $5,545 | $6,839 | $7,393 | $9,242 | $11,090 | $14,787 |
| 7 | $4,170 | $5,546 | $5,755 | $6,255 | $7,715 | $8,340 | $10,425 | $12,510 | $16,680 |
| 8 | $4,643 | $6,176 | $6,408 | $6,965 | $8,590 | $9,287 | $11,608 | $13,930 | $18,573 |
Alaska — 2026
| Household | 100% | 133% | 138% | 150% | 185% | 200% | 250% | 300% | 400% |
|---|---|---|---|---|---|---|---|---|---|
| 1 | $19,950 | $26,534 | $27,531 | $29,925 | $36,908 | $39,900 | $49,875 | $59,850 | $79,800 |
| 2 | $27,050 | $35,977 | $37,329 | $40,575 | $50,043 | $54,100 | $67,625 | $81,150 | $108,200 |
| 3 | $34,150 | $45,420 | $47,127 | $51,225 | $63,178 | $68,300 | $85,375 | $102,450 | $136,600 |
| 4 | $41,250 | $54,863 | $56,925 | $61,875 | $76,313 | $82,500 | $103,125 | $123,750 | $165,000 |
| 5 | $48,350 | $64,306 | $66,723 | $72,525 | $89,448 | $96,700 | $120,875 | $145,050 | $193,400 |
| 6 | $55,450 | $73,749 | $76,521 | $83,175 | $102,583 | $110,900 | $138,625 | $166,350 | $221,800 |
| 7 | $62,550 | $83,192 | $86,319 | $93,825 | $115,718 | $125,100 | $156,375 | $187,650 | $250,200 |
| 8 | $69,650 | $92,635 | $96,117 | $104,475 | $128,853 | $139,300 | $174,125 | $208,950 | $278,600 |
Each additional person: $7,100 per year at 100%. Monthly = annual ÷ 12.
| Household | 100% | 133% | 138% | 150% | 185% | 200% | 250% | 300% | 400% |
|---|---|---|---|---|---|---|---|---|---|
| 1 | $1,663 | $2,211 | $2,294 | $2,494 | $3,076 | $3,325 | $4,156 | $4,988 | $6,650 |
| 2 | $2,254 | $2,998 | $3,111 | $3,381 | $4,170 | $4,508 | $5,635 | $6,763 | $9,017 |
| 3 | $2,846 | $3,785 | $3,927 | $4,269 | $5,265 | $5,692 | $7,115 | $8,538 | $11,383 |
| 4 | $3,438 | $4,572 | $4,744 | $5,156 | $6,359 | $6,875 | $8,594 | $10,313 | $13,750 |
| 5 | $4,029 | $5,359 | $5,560 | $6,044 | $7,454 | $8,058 | $10,073 | $12,088 | $16,117 |
| 6 | $4,621 | $6,146 | $6,377 | $6,931 | $8,549 | $9,242 | $11,552 | $13,863 | $18,483 |
| 7 | $5,213 | $6,933 | $7,193 | $7,819 | $9,643 | $10,425 | $13,031 | $15,638 | $20,850 |
| 8 | $5,804 | $7,720 | $8,010 | $8,706 | $10,738 | $11,608 | $14,510 | $17,413 | $23,217 |
Hawaii — 2026
| Household | 100% | 133% | 138% | 150% | 185% | 200% | 250% | 300% | 400% |
|---|---|---|---|---|---|---|---|---|---|
| 1 | $18,360 | $24,419 | $25,337 | $27,540 | $33,966 | $36,720 | $45,900 | $55,080 | $73,440 |
| 2 | $24,890 | $33,104 | $34,348 | $37,335 | $46,047 | $49,780 | $62,225 | $74,670 | $99,560 |
| 3 | $31,420 | $41,789 | $43,360 | $47,130 | $58,127 | $62,840 | $78,550 | $94,260 | $125,680 |
| 4 | $37,950 | $50,474 | $52,371 | $56,925 | $70,208 | $75,900 | $94,875 | $113,850 | $151,800 |
| 5 | $44,480 | $59,158 | $61,382 | $66,720 | $82,288 | $88,960 | $111,200 | $133,440 | $177,920 |
| 6 | $51,010 | $67,843 | $70,394 | $76,515 | $94,369 | $102,020 | $127,525 | $153,030 | $204,040 |
| 7 | $57,540 | $76,528 | $79,405 | $86,310 | $106,449 | $115,080 | $143,850 | $172,620 | $230,160 |
| 8 | $64,070 | $85,213 | $88,417 | $96,105 | $118,530 | $128,140 | $160,175 | $192,210 | $256,280 |
Each additional person: $6,530 per year at 100%. Monthly = annual ÷ 12.
| Household | 100% | 133% | 138% | 150% | 185% | 200% | 250% | 300% | 400% |
|---|---|---|---|---|---|---|---|---|---|
| 1 | $1,530 | $2,035 | $2,111 | $2,295 | $2,831 | $3,060 | $3,825 | $4,590 | $6,120 |
| 2 | $2,074 | $2,759 | $2,862 | $3,111 | $3,837 | $4,148 | $5,185 | $6,223 | $8,297 |
| 3 | $2,618 | $3,482 | $3,613 | $3,928 | $4,844 | $5,237 | $6,546 | $7,855 | $10,473 |
| 4 | $3,163 | $4,206 | $4,364 | $4,744 | $5,851 | $6,325 | $7,906 | $9,488 | $12,650 |
| 5 | $3,707 | $4,930 | $5,115 | $5,560 | $6,857 | $7,413 | $9,267 | $11,120 | $14,827 |
| 6 | $4,251 | $5,654 | $5,866 | $6,376 | $7,864 | $8,502 | $10,627 | $12,753 | $17,003 |
| 7 | $4,795 | $6,377 | $6,617 | $7,193 | $8,871 | $9,590 | $11,988 | $14,385 | $19,180 |
| 8 | $5,339 | $7,101 | $7,368 | $8,009 | $9,877 | $10,678 | $13,348 | $16,018 | $21,357 |
Which programs use which percentage
- 100% — SNAP net income test; QMB Medicare Savings Program; Marketplace subsidy floor in non-expansion states
- 120% / 135% — SLMB and QI Medicare Savings Programs
- 130% — SNAP gross income test; free school meals
- 138% — Medicaid expansion adults (133% + 5% disregard)
- 150% — LIHEAP energy assistance in many states; Extra Help (Part D)
- 185% — WIC; reduced-price school meals
- 200–300% — CHIP and pregnancy coverage in most states
- 400% — Upper limit for Marketplace premium tax credits
Frequently asked questions
What is the federal poverty level for 2026?
For one person in the 48 contiguous states it is $15,960 per year ($1,330 per month). Each additional household member adds $5,680.
What is 138% of the federal poverty level in 2026?
$22,025 per year for one person and $45,540 for a family of four. This is the Medicaid expansion limit.
Why are Alaska and Hawaii different?
HHS publishes separate, higher guidelines for Alaska and Hawaii to reflect their higher cost of living.
When does the 2026 FPL take effect?
HHS published the 2026 guidelines in the Federal Register in January 2026. Medicaid programs adopt them over the following weeks; Marketplace subsidies for 2026 coverage still use the prior year's figures.
Source: HHS/ASPE Poverty Guidelines. Figures are public domain.