Updated for the 2026 federal poverty guidelines
Medicaid Income Limits & Eligibility by State (2026)
Exact monthly and annual income limits for adults, children, pregnant women and seniors in every state, plus asset limits, Medicare Savings Programs and step-by-step application guides. Calculated from official HHS figures, not estimates.
Expansion states, single adult$1,835per month (138% FPL)
Expansion states, family of 4$3,795per month (138% FPL)
100% FPL, one person$1,330per month
QMB limit, single$1,330most states
Choose your state
Tag shows whether the state expanded Medicaid under the ACA (adults covered to 138% FPL).
- Alabama NOT EXPANDED
- Alaska EXPANDED
- Arizona EXPANDED
- Arkansas EXPANDED
- California EXPANDED
- Colorado EXPANDED
- Connecticut EXPANDED
- Delaware EXPANDED
- District of Columbia EXPANDED
- Florida NOT EXPANDED
- Georgia NOT EXPANDED
- Hawaii EXPANDED
- Idaho EXPANDED
- Illinois EXPANDED
- Indiana EXPANDED
- Iowa EXPANDED
- Kansas NOT EXPANDED
- Kentucky EXPANDED
- Louisiana EXPANDED
- Maine EXPANDED
- Maryland EXPANDED
- Massachusetts EXPANDED
- Michigan EXPANDED
- Minnesota EXPANDED
- Mississippi NOT EXPANDED
- Missouri EXPANDED
- Montana EXPANDED
- Nebraska EXPANDED
- Nevada EXPANDED
- New Hampshire EXPANDED
- New Jersey EXPANDED
- New Mexico EXPANDED
- New York EXPANDED
- North Carolina EXPANDED
- North Dakota EXPANDED
- Ohio EXPANDED
- Oklahoma EXPANDED
- Oregon EXPANDED
- Pennsylvania EXPANDED
- Rhode Island EXPANDED
- South Carolina NOT EXPANDED
- South Dakota EXPANDED
- Tennessee NOT EXPANDED
- Texas NOT EXPANDED
- Utah EXPANDED
- Vermont EXPANDED
- Virginia EXPANDED
- Washington EXPANDED
- West Virginia EXPANDED
- Wisconsin NOT EXPANDED
- Wyoming NOT EXPANDED
How Medicaid income limits work in 2026
Every state sets its Medicaid limits as a percentage of the federal poverty level (FPL), which HHS updates each January. The percentage depends on who is applying: adults, children, pregnant women, parents, seniors or people with disabilities. Because the FPL changes yearly and each state picks its own percentages, the dollar limit you need to compare your income against is different in every state and every year.
The two big divides
- Expansion vs non-expansion. Forty states and DC cover all adults up to 138% FPL. The ten non-expansion states cover parents only, at limits as low as 16% FPL in Texas, and exclude childless adults entirely.
- MAGI vs non-MAGI. Adults, children and pregnant women are judged on income only (MAGI rules). Seniors and people with disabilities also face an asset test, usually $2,000 for an individual, and different income rules.
Use this site
- Pick your state above to see this year's limits by household size.
- Use the eligibility calculator to compare your own income.
- Follow the state's "How to apply" page; applications are free and open year-round.
Frequently asked questions
What is the Medicaid income limit for 2026?
In the 40 expansion states and DC, adults qualify up to 138% of the federal poverty level: $1,835 per month for one person and $3,795 for a family of four in 2026. Ten states have not expanded and use much lower limits for parents only.
Which states have not expanded Medicaid?
Alabama, Florida, Georgia, Kansas, Mississippi, South Carolina, Tennessee, Texas, Wisconsin and Wyoming. Wisconsin covers adults to 100% FPL under a waiver.
Are Medicaid limits monthly or annual?
States compare your current monthly income to the limit; annual figures are simply the monthly limit × 12. This site shows both.