Florida Medicaid (Florida Medicaid): 2026 Income Limits, Eligibility & How to Apply
Adults in Florida face some of the strictest Medicaid rules in the country. Parents qualify only up to about $615 a month for a parent in a family of three in 2026, and childless adults are excluded. If you are over income, the federal Marketplace is the usual alternative.
Florida Medicaid guides for 2026
Income Limits
Florida Medicaid income limits for 2026 by household size: adults, children, pregnant women, seniors and people with disabilities. Monthly and annual figures.
Eligibility
Medicaid eligibility rules in Florida for 2026: income, assets, age, residency and citizenship requirements, plus how to check if you qualify.
Asset Limits
Asset and resource limits for Medicaid in Florida in 2026: what counts, what is exempt, and the limits for seniors, people with disabilities and couples.
How to Apply
Step-by-step guide to applying for Medicaid in Florida: online, phone and in-person options, documents you need, and how long approval takes.
Renewal
How Medicaid renewal (redetermination) works in Florida in 2026: deadlines, paperwork, income verification, and what to do if coverage is terminated.
Medicare Savings Programs
Income and asset limits for QMB, SLMB and QI Medicare Savings Programs in Florida for 2026, and how to apply for help with Medicare premiums.
Seniors & Long-Term Care
Medicaid long-term care eligibility in Florida for 2026: nursing home income cap, asset limits, spousal protections and the look-back period.
| Household size | Monthly income limit | Annual income limit |
|---|---|---|
| 1 person | $359 | $4,309 |
| 2 people | $487 | $5,843 |
| 3 people | $615 | $7,376 |
| 4 people | $743 | $8,910 |
| 5 people | $870 | $10,444 |
| 6 people | $998 | $11,977 |
| 7 people | $1,126 | $13,511 |
| 8 people | $1,254 | $15,044 |
Each additional person adds $128 per month. Figures use the 2026 federal poverty guidelines and are rounded to the nearest dollar.
Who runs Florida Medicaid
Florida Medicaid is administered by the Florida Agency for Health Care Administration under federal rules set by CMS. Children in families over the Medicaid limit are covered by Florida KidCare, the state CHIP program. Applications are free and can be submitted any day of the year.