Tennessee Medicaid (TennCare): 2026 Income Limits, Eligibility & How to Apply
Tennessee has not expanded Medicaid, so TennCare eligibility for adults depends on category rather than income alone. Parents can qualify only at about $1,981 a month for a parent in a family of three; adults without children generally cannot qualify regardless of income. Children, pregnant women, seniors and people with disabilities have their own limits, listed below for 2026.
Tennessee Medicaid guides for 2026
Income Limits
Tennessee Medicaid income limits for 2026 by household size: adults, children, pregnant women, seniors and people with disabilities. Monthly and annual figures.
Eligibility
Medicaid eligibility rules in Tennessee for 2026: income, assets, age, residency and citizenship requirements, plus how to check if you qualify.
Asset Limits
Asset and resource limits for Medicaid in Tennessee in 2026: what counts, what is exempt, and the limits for seniors, people with disabilities and couples.
How to Apply
Step-by-step guide to applying for Medicaid in Tennessee: online, phone and in-person options, documents you need, and how long approval takes.
Renewal
How Medicaid renewal (redetermination) works in Tennessee in 2026: deadlines, paperwork, income verification, and what to do if coverage is terminated.
Medicare Savings Programs
Income and asset limits for QMB, SLMB and QI Medicare Savings Programs in Tennessee for 2026, and how to apply for help with Medicare premiums.
Seniors & Long-Term Care
Medicaid long-term care eligibility in Tennessee for 2026: nursing home income cap, asset limits, spousal protections and the look-back period.
| Household size | Monthly income limit | Annual income limit |
|---|---|---|
| 1 person | $1,157 | $13,885 |
| 2 people | $1,569 | $18,827 |
| 3 people | $1,981 | $23,768 |
| 4 people | $2,393 | $28,710 |
| 5 people | $2,804 | $33,652 |
| 6 people | $3,216 | $38,593 |
| 7 people | $3,628 | $43,535 |
| 8 people | $4,040 | $48,476 |
Each additional person adds $412 per month. Figures use the 2026 federal poverty guidelines and are rounded to the nearest dollar.
Who runs TennCare
TennCare is administered by the Tennessee Division of TennCare under federal rules set by CMS. Children in families over the Medicaid limit are covered by CoverKids, the state CHIP program. Applications are free and can be submitted any day of the year.