Texas Medicaid (Texas Medicaid): 2026 Income Limits, Eligibility & How to Apply
Because Texas is one of the states that did not adopt the ACA Medicaid expansion, Texas Medicaid does not cover most working-age adults. In 2026, parents qualify at roughly $364 a month for a parent in a family of three, while coverage for children and pregnant women reaches much higher incomes.
Texas Medicaid guides for 2026
Income Limits
Texas Medicaid income limits for 2026 by household size: adults, children, pregnant women, seniors and people with disabilities. Monthly and annual figures.
Eligibility
Medicaid eligibility rules in Texas for 2026: income, assets, age, residency and citizenship requirements, plus how to check if you qualify.
Asset Limits
Asset and resource limits for Medicaid in Texas in 2026: what counts, what is exempt, and the limits for seniors, people with disabilities and couples.
How to Apply
Step-by-step guide to applying for Medicaid in Texas: online, phone and in-person options, documents you need, and how long approval takes.
Renewal
How Medicaid renewal (redetermination) works in Texas in 2026: deadlines, paperwork, income verification, and what to do if coverage is terminated.
Medicare Savings Programs
Income and asset limits for QMB, SLMB and QI Medicare Savings Programs in Texas for 2026, and how to apply for help with Medicare premiums.
Seniors & Long-Term Care
Medicaid long-term care eligibility in Texas for 2026: nursing home income cap, asset limits, spousal protections and the look-back period.
| Household size | Monthly income limit | Annual income limit |
|---|---|---|
| 1 person | $213 | $2,554 |
| 2 people | $289 | $3,462 |
| 3 people | $364 | $4,371 |
| 4 people | $440 | $5,280 |
| 5 people | $516 | $6,189 |
| 6 people | $591 | $7,098 |
| 7 people | $667 | $8,006 |
| 8 people | $743 | $8,915 |
Each additional person adds $76 per month. Figures use the 2026 federal poverty guidelines and are rounded to the nearest dollar.
Who runs Texas Medicaid
Texas Medicaid is administered by the Texas Health & Human Services Commission under federal rules set by CMS. Children in families over the Medicaid limit are covered by Texas CHIP, the state CHIP program. Applications are free and can be submitted any day of the year.