Maryland Medicaid (Maryland Medicaid (HealthChoice)): 2026 Income Limits, Eligibility & How to Apply
Maryland Medicaid (HealthChoice) covers adults in Maryland whose household income is at or below 138% of the poverty line. Using the 2026 poverty guidelines, that works out to about $1,835 a month for an individual and $3,795 for a family of four.
Maryland Medicaid guides for 2026
Income Limits
Maryland Medicaid income limits for 2026 by household size: adults, children, pregnant women, seniors and people with disabilities. Monthly and annual figures.
Eligibility
Medicaid eligibility rules in Maryland for 2026: income, assets, age, residency and citizenship requirements, plus how to check if you qualify.
Asset Limits
Asset and resource limits for Medicaid in Maryland in 2026: what counts, what is exempt, and the limits for seniors, people with disabilities and couples.
How to Apply
Step-by-step guide to applying for Medicaid in Maryland: online, phone and in-person options, documents you need, and how long approval takes.
Renewal
How Medicaid renewal (redetermination) works in Maryland in 2026: deadlines, paperwork, income verification, and what to do if coverage is terminated.
Medicare Savings Programs
Income and asset limits for QMB, SLMB and QI Medicare Savings Programs in Maryland for 2026, and how to apply for help with Medicare premiums.
Seniors & Long-Term Care
Medicaid long-term care eligibility in Maryland for 2026: nursing home income cap, asset limits, spousal protections and the look-back period.
| Household size | Monthly income limit | Annual income limit |
|---|---|---|
| 1 person | $1,835 | $22,025 |
| 2 people | $2,489 | $29,863 |
| 3 people | $3,142 | $37,702 |
| 4 people | $3,795 | $45,540 |
| 5 people | $4,448 | $53,378 |
| 6 people | $5,101 | $61,217 |
| 7 people | $5,755 | $69,055 |
| 8 people | $6,408 | $76,894 |
Each additional person adds $653 per month. Figures use the 2026 federal poverty guidelines and are rounded to the nearest dollar.
Who runs Maryland Medicaid (HealthChoice)
Maryland Medicaid (HealthChoice) is administered by the Maryland Department of Health under federal rules set by CMS. Children in families over the Medicaid limit are covered by Maryland Children's Health Program, the state CHIP program. Applications are free and can be submitted any day of the year.