New York Medicaid (New York Medicaid): 2026 Income Limits, Eligibility & How to Apply
In 2026, a single adult in New York can qualify for New York Medicaid with income up to about $1,835 a month, and a family of four up to $3,795. Those figures are 138% of the federal poverty level, the standard used by every state that expanded Medicaid.
New York Medicaid guides for 2026
Income Limits
New York Medicaid income limits for 2026 by household size: adults, children, pregnant women, seniors and people with disabilities. Monthly and annual figures.
Eligibility
Medicaid eligibility rules in New York for 2026: income, assets, age, residency and citizenship requirements, plus how to check if you qualify.
Asset Limits
Asset and resource limits for Medicaid in New York in 2026: what counts, what is exempt, and the limits for seniors, people with disabilities and couples.
How to Apply
Step-by-step guide to applying for Medicaid in New York: online, phone and in-person options, documents you need, and how long approval takes.
Renewal
How Medicaid renewal (redetermination) works in New York in 2026: deadlines, paperwork, income verification, and what to do if coverage is terminated.
Medicare Savings Programs
Income and asset limits for QMB, SLMB and QI Medicare Savings Programs in New York for 2026, and how to apply for help with Medicare premiums.
Seniors & Long-Term Care
Medicaid long-term care eligibility in New York for 2026: nursing home income cap, asset limits, spousal protections and the look-back period.
| Household size | Monthly income limit | Annual income limit |
|---|---|---|
| 1 person | $1,835 | $22,025 |
| 2 people | $2,489 | $29,863 |
| 3 people | $3,142 | $37,702 |
| 4 people | $3,795 | $45,540 |
| 5 people | $4,448 | $53,378 |
| 6 people | $5,101 | $61,217 |
| 7 people | $5,755 | $69,055 |
| 8 people | $6,408 | $76,894 |
Each additional person adds $653 per month. Figures use the 2026 federal poverty guidelines and are rounded to the nearest dollar.
Who runs New York Medicaid
New York Medicaid is administered by the New York State Department of Health under federal rules set by CMS. Children in families over the Medicaid limit are covered by Child Health Plus, the state CHIP program. Applications are free and can be submitted any day of the year.